Refinance the loan you regret.
Most home-loan borrowers are paying 0.5–1.5 p.p. more than today's market. We compute your saving in lakhs, not basis points.
8.45%
lowest realistic rate
4
verified
2
teaser-flagged
How much your old loan is costing you.
Most home-loan borrowers signed up at the headline rate of their year — and never reviewed it. Adjust the inputs below to see the lakhs you're leaving behind.
%
%
yr
Net saving over remaining tenure
After paying the switch cost
Sorted by what you'd actually pay.
2 of 7 lenders carry a teaser flag right now.
| Lender | Listed | Realistic | Spread | Processing | Max LTV | Disbursal | Trust | |
|---|---|---|---|---|---|---|---|---|
|
|
% | % | + | % | d | Verified Fair Teaser |
Realistic rates assume a 700+ CIBIL salaried borrower. Self-employed and NRI run 20–60 bps higher. Refreshed weekly.
Three signals on every quote.
Realistic rate
After processing fees, realistic refi spreads to ~0.6 p.p. better. We show the net.
Switch cost
MOD charges, legal, processing — all itemised.
Break-even months
How many months to recover the switch cost. Below 18 is good.
Get a custom quote in 24 hours.
We share your profile with the three best-fit vendors from our basket — never the full list. Their actual offer, not a teaser screenshot.
We never sell your data. We share it with at most three vendors, only after you confirm the shortlist.