Loans against property, without the wink-and-nod.
LAP, lease-rent discounting, working-capital against shop or office. Every lender quotes the same way: real rate, real fee, real LTV.
9.5%
lowest realistic rate
0
verified
7
teaser-flagged
Move the sliders. Watch the bank's actual ask.
Default seeded with our basket median realistic rate (10.3%). Adjust to match your offer.
Monthly EMI
yr · % · loan
Down payment
Total payable
· %
years
%
Sorted by what you'd actually pay.
7 of 8 lenders carry a teaser flag right now.
| Lender | Listed | Realistic | Spread | Processing | Max LTV | Disbursal | Trust | |
|---|---|---|---|---|---|---|---|---|
|
|
% | % | + | % | d | Verified Fair Teaser |
Realistic rates assume a 700+ CIBIL salaried borrower. Self-employed and NRI run 20–60 bps higher. Refreshed weekly.
Three signals on every quote.
Rate spread
LAP rates run 1–2 p.p. above home loans. We show the realistic number.
LTV honesty
Banks advertise 70% LTV but routinely sanction at 55–60%. We surface the typical.
Disbursal time
Lease-rent-discounting and LAP take 14–28 days. We tell you which is fastest.
Get a custom quote in 24 hours.
We share your profile with the three best-fit vendors from our basket — never the full list. Their actual offer, not a teaser screenshot.
We never sell your data. We share it with at most three vendors, only after you confirm the shortlist.